Option 1
PT PMA / HGB
Foreign freehold-equivalent — recommended for long-term ownership
Your villa is placed into a dedicated PT PMA (Penanaman Modal Asing — Foreign Investment Company). The PT PMA holds the land under Hak Guna Bangunan (HGB, ‘Right to Build’) title. You own 100% of the shares of that PT PMA — one villa, one company, one shareholder.
HGB title is structured as 30 + 20 + 30 renewable rights: an initial 30-year grant, a 20-year extension, and a further 30-year renewal, for a combined maximum of 80 years. This is the closest equivalent to freehold available to foreigners under Indonesian law.
- Renewable rights up to 80 years total
- Resale by share transfer of the PT PMA — no land re-titling required
- Inheritance via PT PMA share transfer

