Investment calculator

What your villa earns while you’re away

Every rate below comes from Saraya’s own rate card. Change any assumption and watch the numbers move.

SerayaBase

A$557,900 leasehold

The letting year288 of 360 nights let
High A$800 · 60nMid A$700 · 180nLow A$600 · 120n

Your income, each year

Your income each year: A$118,080

Your 60% share of A$196,800 rental revenue.

Yield
Net yield: 21.2%
Payback
Payback in years: 4.7yrs
10-yr total
Total position after 10 years: A$2.1M

The 10-year total assumes 10.0% a year in property-value growth — an assumption you can change or switch off. Saraya publishes no forecast.

Ten-year positionIncome + property value
A$559kA$1.1MA$1.7MA$2.2MCapital committedYr 1Yr 5Yr 10

Rental income alone repays your capital in 4.7 years. Capital growth is excluded from that point.

Villa
Position
Ownership

Freehold here means a PT PMA holding the villa under Hak Guna Bangunan — the freehold-equivalent title available to foreign buyers. Leasehold is a 20-year fixed term. How ownership works.

80%

Share of available nights booked across the year.

Rate card

Adjust Saraya's published rates if you read the market differently.

None

Nights you keep for yourself, taken out of peak season first.

10.0%

An illustration of annual property-value growth, not a forecast — Saraya publishes none. Set it to whatever you believe, including zero.

67 services are covered by the 40% management fee — including water, gas, internet, television. The fee is charged only on completed bookings, never on nights you stay yourself.

Send this projection to yourself

Seraya Base at 80% occupancy — A$118,080 a year, 21.2%yield. We’ll include the full breakdown.

Every option

All 17 villas and positions, ranked by yield

At 80% occupancy · Leasehold

Yields move with the assumptions you set above. Prices shown are for the ownership type selected; nightly rates differ by position, so beachfront villas earn more per night than base ones.

How this is worked out

The method, in full

Saraya’s rental programme lets each villa for 360 nights a year, split into 60 high-season nights, 180 mid and 120 low. Each season has its own nightly rate, set per villa and per position in the resort. Multiply those nights by those rates, apply the occupancy you choose, and that is the villa’s gross rental revenue.

Owners receive 60%of that revenue. The other 40% is the villa management fee, and it is charged only on completed bookings — never on nights you stay yourself. It covers the resort’s entire operation: staffing, housekeeping and laundry, guest services, maintenance, pool and landscaping, licensing and compliance, marketing and booking-channel management, and water, gas, internet and television.

Some costs sit outside that fee and stay with you: electricity, insurance, property taxes (accommodation tax, land and building tax, and company tax), major repairs, and replacement of major furniture and appliances. The figures above do not deduct them, because the amounts depend entirely on your circumstances — ask us and we’ll put together a worked example for yours.

Payback counts rental income only. Capital growth is excluded from it — a villa has paid for itself when the rent has repaid it, not when a growth assumption says so. The growth slider starts at 10% a year as an illustration only; Saraya publishes no forecast, and the ten-year chart is the only place it appears. Drag it to zero and every figure still stands on rent alone.

Your own stays come out of high season first, since that is when owners visit and when nights are worth most.

Ownershipis either leasehold — a 20-year fixed term with no automatic extension — or freehold, which for a foreign buyer means a PT PMA holding the villa under Hak Guna Bangunan (HGB, Right to Build) on 30+20+30 year renewable rights. Foreign individuals cannot hold Hak Milik land in Indonesia, so “freehold” here is the freehold-equivalent structure, not Indonesian freehold title. Freehold costs 20% more than leasehold and earns the same rent, so it shows the lower yield of the two. How ownership works.

These figures are indicative and are not financial advice, an offer, or a guarantee of return. Occupancy, nightly rates and capital growth are adjustable assumptions, and the calculator opens on a set of them — Saraya’s 80% occupancy target and 10% annual capital growth — which are illustrations, not forecasts. Actual results depend on market conditions, operating costs, taxes and how the villa is let, and past or projected performance is not a reliable indicator of future results. Prices are in Australian dollars and subject to change. Speak to a qualified adviser before investing.